Welcome to Prosperity Podcast with Nicole Bremner!

Episodes

Interested in buying or selling a lettings or estate agency? Lucy Noonan has done it 284 times #140
140
Nov. 27, 2023

Interested in buying or selling a lettings or estate agency? Lucy Noonan has done it 284 times #140

Send us a text EP140: I was seeing the other brokers in the industry presenting businesses for sale. As a broker, we value on turnover, but as a buyer, you value on profits because you want to see what profit you can generate from that business. If you're interested in buying or selling a lettings or estate agency Lucy Noonan is the expert with over 20 years of experience in the industry, having worked with big names like Belleville, LSL, Hunters, and the Lomond Group. Having left corp...
Could it be that house prices are starting to rise? Really? I discuss the latest data with Eyeedul Haque #139
139
Nov. 9, 2023

Could it be that house prices are starting to rise? Really? I discuss the latest data with Eyeedul Haque #139

Send us a text EP139: Two biggest stories from the recent data is that some price data is actually showing a small increase in house prices. Second, rents just continue to increase. We dig into why. Key points: Prices starting to level off. Rightmove is showing prices are actually increasing on a month on month basis. How much of this is lack of supply?HMRC transaction levels are 20% lower than a year ago. Most of this is down to a lack of availability of credit due to interest ra...
What's really happening to UK house prices? We decipher the September data #138
138
Oct. 10, 2023

What's really happening to UK house prices? We decipher the September data #138

Send us a text EP138: What struck me this month in my discussion with Eyeedul is the continued strength of the rental market. Nationally rents increased 10.3% y/y while in London it's 13%. “It isn’t just tenants who are feeling the financial strains of increasing rental prices. The exacerbating economic issues around rental prices are also leaving landlords with increasing rent arrears, resulting in struggles to make mortgage payments and other expenses. It really is a vicious circle,...
Susannah Cole, the Bounce Back Episode: Surviving 3 1/2 cancers, online criticism and rebuilding your body and life #137
137
Oct. 5, 2023

Susannah Cole, the Bounce Back Episode: Surviving 3 1/2 cancers, online criticism and rebuilding your body and life #137

Send us a text "I was a little bit surprised to be diagnosed. It became quite a difficult journey for a period of time. My response on the January 19th 2021 was naïve. They asked me to go in to get results and I didn't realise that meant bad news. My response was 'this had better not kill me' and it had a 40% chance of killing me...better odds than some are facing." EP137: It was lovely to have Susannah back on the pod. When asked why she has been so quiet of late she revealed that she’d ha...
What's really going on with property prices? We decipher the data on the UK housing market #136
136
Sept. 28, 2023

What's really going on with property prices? We decipher the data on the UK housing market #136

Send us a text EP136 : Once again I'm joined by property expert Eyeedul Haque to discuss the recent data on the UK property market, with a focus on recent developments related to mortgage rates, inflation and property prices. We discuss: - Mortgage payments are set to increase by £500 for approximately 1m households. - The Bank of England's interest rate has reached a 15-year high at 5.25%. - Inflation stands at 8.7%, and the government aims to reach a 2% target. - Effectiveness of the mone...
What's really happening to property prices? Interest rates at 15 year high, soaring inflation, labour shortages and cost of living crisis, join our discussion #135
135
July 13, 2023

What's really happening to property prices? Interest rates at 15 year high, soaring inflation, labour shortages and cost of living crisis, join our discussion #135

Send us a text EP135: As interest rates soar, inflation rises, and labour shortages continue, homeowners are left wondering what the future holds. Property consultant, Eyeedul Haque, reveals the data behind the headlines about the state of the housing market and the impending mortgage payment increases. "What has actually happened is the rate of growth has slowed but it's nowhere near the Knight Frank’s and the Savill’s with their very negative forecasts; that's a huge positive." In this epi...
What's really happening to UK house prices? We discuss the November data, with Eyeedul Haque #134
134
Dec. 1, 2022

What's really happening to UK house prices? We discuss the November data, with Eyeedul Haque #134

Send us a text EP134: "Nationwide, Halifax and Rightmove all reported increases of 7.2%, 8.3% and 7.2% over the last 12 months. Compared to last month, the annual figures were 9.5%, 9.8% and 8.7%." But prices are showing the first signs of slowdown. Some pundits are saying prices will drop by 30% over 2023. What about rental demand? Take a listen to see what the data is indicating. What do house price movements mean for you? I was joined live by Eyeedul Haque of My Property...
Forty years in financial services: How Bob Harvey’s journey and outlook created a happy retirement #133
133
Nov. 1, 2022

Forty years in financial services: How Bob Harvey’s journey and outlook created a happy retirement #133

Send us a text EP133: "I think most people appreciate someone making a purchase easier for them. Selling is not about persuading someone to buy something that they do not need but making a decision easier. ‘People buy from people,’ is a common saying and our job is to ensure that people buy us and not the product." Meet Bob Harvey, now non executive director at SeventySeven Wealth Management after 25 years in management at St. James's Place. In this interview he reflects upon his career in sa...
What's really happening to house prices? We discuss the data behind the headlines #132
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Oct. 27, 2022

What's really happening to house prices? We discuss the data behind the headlines #132

Send us a text EP132: "Nationwide are quoting a 9.7% increase this month compared to 10% last month. Halifax are also quoting 9.8% this month compared to 11.5% in the previous month. So the rate of change of house price growth is slowing, but there's no evidence of this massive downturn that people are talking about." I met with Eyeedul Haque of My Property Consultant for a live discussion on the UK house prices. Each month Eyeedul puts together a tracker plotting the changes in the major hou...
goHenry co-founder Louise Hill shares how she raised over £12m and is changing the way children are educated about money #131
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Oct. 24, 2022

goHenry co-founder Louise Hill shares how she raised over £12m and is changing the way children are educated about money #131

Send us a text EP131: “I need to push myself to build that and get myself to a point where I feel that I am financially secure. And probably that's one of the main drivers for why I'm so passionate about encouraging people to learn about money and understand money and be empowered by it so that they can reap benefits later on.” Louise co-founded GoHenry in 2012 when she realised that her children needed to learn how to manage money in an increasingly digital world. At the time her son wa...
The remarkable life of 94 year old Olive Roberts: orphaned aged 8 in wartime northeast England before finding true love and embarking on unexpected adventures #130
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Oct. 3, 2022

The remarkable life of 94 year old Olive Roberts: orphaned aged 8 in wartime northeast England before finding true love and embarking on unexpected adventures #130

Send us a text EP130: Olive recently celebrated her 94th birthday and is still in fine form. Her active mind and unfussy approach to life is refreshing in people of any age, not least those in their 10th decade. She narrates her story in exactly the same way, and even when tragedy strikes - for example the loss of a dear cousin and step-sister in a car accident - she is able to see the bigger picture. This is a lively and spirited account of a long life lived to the full. Olive's story is a...
What's really going on with UK house prices? Working through the data behind the headlines with property expert Eyeedul Haque #129
129
Sept. 29, 2022

What's really going on with UK house prices? Working through the data behind the headlines with property expert Eyeedul Haque #129

Send us a text EP129: "We are in a very interesting time. On one side, we have the Chancellor trying to encourage house sales with fiscal stimulus. And on the other, we have the Bank of England using monetary policies to control lending. What makes the decision of when to invest more interesting is exchange rates." In the first of a new monthly series I met with Eyeedul Haque of My Property Consultant for a live discussion on the UK house prices. Each month Eyeedul puts together a tracker pl...
From childhood trauma to Robbie Williams singing at your wedding; Sam White shares the ups and downs of success #128
128
Sept. 26, 2022

From childhood trauma to Robbie Williams singing at your wedding; Sam White shares the ups and downs of success #128

Send us a text EP#128 "If you've had some sort of trauma in your early life...the problem you potentially suffer with is an inherent feeling of a lack of self worth. And success won't fill that." Sam White tragically lost her mother to an overdose at age 23. By 24 Sam launched her first business from her sister’s conservatory and she hasn’t stopped since. Starting as a small uninsured loss company in 1999, Sam has grown the Freedom Group to become a hugely influential and expanding business. ...
What's really happening with UK house prices? We decipher the data behind the sensationalist headlines #127
127
Sept. 26, 2022

What's really happening with UK house prices? We decipher the data behind the sensationalist headlines #127

Send us a text EP127: "We've had amazing news in the last few weeks. We had interest rates go up again last week... We then had the mini-budget with the changes to stamp duty...to come into play. There's a third element with the pound taking the biggest fall in 37 years against the US dollar. All these moving parts make it an interesting conversation around when is the right time to invest." Join us live every month as Eyeedul Haque of My Property Consultant and I crunch the data behind the ...
Founder of the safari holiday and luxury travel pioneer Geoffrey Kent believes cashflow and discipline really are king #126
126
Sept. 12, 2022

Founder of the safari holiday and luxury travel pioneer Geoffrey Kent believes cashflow and discipline really are king #126

Send us a text “My whole life has been one safari and I am still living it now. Even as I sit here in Monaco, I cannot wait to get up and have another adventure.” My guest today, Geoffrey Kent, is the founder of luxury international travel company, Abercrombie & Kent, and the pioneer behind safari being a “hunt with a camera, and not with a gun.” After being expelled from school, riding a motorbike off into the Kenyan sunset, and later training at the Royal Military Academy Sandhurs...
What missing the 2020 Olympics by 2 seconds taught world champion, Jordan Thomas #125
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Sept. 5, 2022

What missing the 2020 Olympics by 2 seconds taught world champion, Jordan Thomas #125

Send us a text EP125: “I was on fire. I was fighting well. Then I've got to one of the most important fights I just needed to get through. This fight was probably the most important fight to get that chance to have the Olympic gold medal. I received a head kick with two seconds to go, and two seconds just wasn't enough to get the points back.” Jordan was on the pathway to Tokyo Olympics 2020 when he missed his dream by two seconds. Rather than wallow in the disappointment Jordan has shown inc...
How Paul Green’s steady approach to savings and investment created a retirement he could look forward to #124
124
Sept. 1, 2022

How Paul Green’s steady approach to savings and investment created a retirement he could look forward to #124

Send us a text EP124: My podcast is back! We have another series of 12 guests to share with you over the coming weeks. “Many people reach the age of 50 having been on a treadmill of career and families and they're faced with this realisation…they need to take responsibility for themselves as they move into the last period of their working life…If they don't, they may face a retirement…which could be less comfortable than they had in mind.” Paul Green came from a conservative background wher...
What I learnt about business from being a stripper, with tech entrepreneur and angel investor Paulina Tenner. #123
123
Dec. 20, 2021

What I learnt about business from being a stripper, with tech entrepreneur and angel investor Paulina Tenner. #123

Send us a text “Being a stripper taught me more lessons than I could possibly imagine, a lot of which I’ve been able to apply to my business life..” For the penultimate episode of The Nicole Bremner Podcast, I’m joined by former stripper Paulina Tenner. Paulina is the founder of GrantTree, where she leads a team of 50 people in helping businesses secure government funding. To date, the company has raised over £200m for tech start-ups and larger companies. Originally from Poland, P...
Finding clarity among the chaos and building a team for success with Staykeepers co-founder Ivo Gospodinov #122
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Dec. 13, 2021

Finding clarity among the chaos and building a team for success with Staykeepers co-founder Ivo Gospodinov #122

Send us a text “‘Workations’ have become really popular. We’ve ditched the office and have really embraced ‘out of office’ work.” My guest today, Ivo Gospodinov, is one of the entrepreneurs behind industry leading prop-tech company Staykeepers, which he runs with his brother, Miroslav across the UK, US, Spain, Ireland, Germany and France. Aimed at the Build to Rent market, Staykeepers is a fully-compliant, user-friendly online platform which ‘uses Smart Technology to sell empty ro...
How to be successful in a male dominated property industry with Star Projects London founder, Julia Starzyk #121
121
Dec. 7, 2021

How to be successful in a male dominated property industry with Star Projects London founder, Julia Starzyk #121

Send us a text “A career in construction is not just about muddy boots.” Today my guest is Julia Starzyk, a property quantity surveyor, project construction manager and founder of Stars Projects London, a dynamic property consultancy focusing on cost consultancy and project management in the luxury £1m to £6m property sector. From converting a 150-year-old building in Mayfair into a luxury seven-bed hotel to a modern apartment in Chancery Lane with raw concrete ceilings, she has project...
The importance of natural beauty and skincare with Rachel Noble, founder and creator of The Noble Apothecary #120
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Nov. 29, 2021

The importance of natural beauty and skincare with Rachel Noble, founder and creator of The Noble Apothecary #120

Send us a text “It’s so important to think about what you put into your body and so we should be taking that view with our skin too.” For anyone who has ever had problem skin or is fed up with trying endless beauty products in a bid for that healthy glow we all long for, this is the episode for you. As a beauty blogger in London, Rachel Noble was living the dream being sent skincare to try and write about and attending big brand launch events. But her blogging career soon led her down the pat...
How to use marketing to raise capital for real estate business with Money Partner Formula founder Dave Dubeau. #119
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Nov. 15, 2021

How to use marketing to raise capital for real estate business with Money Partner Formula founder Dave Dubeau. #119

Send us a text “Most folks have $1 to $2 million dollars in hidden capital available to them within the people they know.” Joining me this week, all the way from British Columbia in Canada, is Dave Dubeau, the creator of the Money Partner Formula. As a bestselling author and speaker, Dave has shared the stage with people like Robert Kiyosaki, George Foreman, Robert Herjavek, Arlene Dickinson, Ted Thomas and more, sharing how he works with ‘mom ‘n’ pop’ real estate investors to hel...
The challenges of investing in art with art world editor Jane Morris #118
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Oct. 25, 2021

The challenges of investing in art with art world editor Jane Morris #118

Send us a text “Buying art is a little bit like buying property in Knightsbridge…if you buy a blue-chip artist who’s dead and sit on it long enough then you probably will make money, but that means you need to be able to afford to sit on it for something like 30 or 40 years. “ Art is a very difficult asset class generally, it’s felt that if you have a wide portfolio then art is something interesting to put your money into, but you certainly wouldn’t do it as your primary source of investment. It...
Building a resilient brand in the aftermath of a financial crisis with London Money founder and director, Martin Stewart #117
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Oct. 18, 2021

Building a resilient brand in the aftermath of a financial crisis with London Money founder and director, Martin Stewart #117

Send us a text “Mortgage brokers are a bit like the crocodile in that we’ve been around for ‘4 billion years’ and nothing seems to be able to kill us off! We’ve managed to get through the credit crunch and the pandemic – good brokers survive those downturns because they are good business people and quite resilient.” My guest today on The Nicole Bremner Podcast is the CEO of The Money Group and founder and driving force behind its inaugural company, London Money. Martin Stewart has...